How Credit Repair Works

When you hear credit repair it can be a questionable term when misunderstood. Credit repair is simply the process of adjusting one’s bad credit standing that may have declined for whatever reason. Credit repair services can be as simple as disputing inaccurate or unverifiable information with the credit bureaus. It can also be very thorough if dealing with situations like identity theft. Repairing credit can also consist of working out a financial budget that may require things like paying down credit cards.

Do i need credit repair?


If there is inaccurate information reporting on your credit reports, you have the right to contact the credit bureaus and dispute that information yourself. Scores can range between 300-850 and if you fall under 600 that is considered bad credit. Applicants with this rating may not be approved for credit at all according to Experian. Many people don’t have time or understand how to repair their own credit and would rather hire a credit repair company to work on their behalf. 

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time frame


When it comes to removing inaccurate information from your credit reports the credit bureaus have 30 days to respond, but in some cases it can take up to 45 days. There are ways to establish credit and increase your credit scores in less than 30 days. If you’re looking for credit repair services with fast results, we can help!